What The Dividend Desk collects, and what it does not

The Dividend Desk is an independent editorial desk. It publishes measurements of dividend withholding rates and peso amounts from named public sources. This page states what the site stores, what a hosting provider logs, and what following an outbound link means.

The desk and its limits

The Dividend Desk is an independent editorial desk. It is not a broker, not an exchange, and not a licensed adviser. It holds no client money and takes no orders. Its subject is one measurement, taken from named public sources and republished with the date and the hour it was read. Rates are read from the text of the income tax convention between the United States and the Philippines as published by the US tax authority. Peso amounts are recalculated at a rate taken from two independent sources at every reading. The treaty rate applies to a holder entitled to it who has filed the required form with the broker.

The figures describe what things cost, not what a reader should do. Nothing on the site is investment advice, a recommendation, or an offer. A reader who needs advice should ask a licensed adviser. This desk does not answer questions about whether a holding is suitable or what a reader ought to buy. It publishes measurements and the sources they come from, so a reader can check the figure at its publisher. The sources are named under every table, with a link.

The sources are named under every table, with a link, so a reader can check the figure at its publisher. The editor named on the pages is the person responsible for what the site states: Maricel Dizon, Editor, cross-border holdings. Corrections are the reason the contact address exists: a figure that is wrong is corrected and the correction is dated. Writing to the address on the contact page reaches the editor.

No accounts or tracking

The site has no accounts, no login, no newsletter, and no comment form. It sets no cookie of its own, runs no analytics, and stores nothing in the reader's browser. A reader can open every page without giving a name, an email address, or any other identifier. The pages are served by a hosting provider which, like any web host, keeps its own technical request logs. The site's publisher does not read a reader's personal data out of them.

Technical logs are a normal part of serving a website. They record an IP address, a time, and a page request, but they belong to the host. The publisher does not use them to identify a reader or to build a profile. The site has no mechanism to collect anything else, because it has no forms and no scripts that write to the reader's device. A reader who wants to check this can open the page source and look for any cookie-setting code. There is none.

Technical logs are a normal part of serving a website. They record an IP address, a time, and a page request, but they belong to the host. The publisher does not use them to identify a reader or to build a profile. The site has no mechanism to collect anything else, because it has no forms and no scripts that write to the reader's device. A reader who wants to check this can open the page source and look for any cookie-setting code. There is none.

Affiliate link to one broker

The site links to one broker, FxPro, through an affiliate link, and is paid a commission if a reader opens an account there. The reader pays nothing to this site and nothing extra at the broker. This is stated plainly on the page about the publisher and on the page about terms. The commission does not change the figures on this site, because the figures come from public sources and are read the same way whether or not any reader follows the link.

The broker's own site is operated by someone else, under its own terms and its own privacy policy, and following the link leaves this site. The Dividend Desk does not see what a reader does after leaving, and it does not pass any information to the broker. The broker is a separate operator with its own responsibilities. A reader who opens an account there should read the broker's documents and decide for themselves whether the service is suitable.

The broker's own site is operated by someone else, under its own terms and its own privacy policy, and following the link leaves this site. The Dividend Desk does not see what a reader does after leaving, and it does not pass any information to the broker. The broker is a separate operator with its own responsibilities. A reader who opens an account there should read the broker's documents and decide for themselves whether the service is suitable.

Writing to the editor

Writing to the address on the contact page reaches the editor. Corrections are the reason the address exists: a figure that is wrong is corrected and the correction is dated. A reader who finds a figure that does not match its source should write and say which table, which figure, and what the source shows. The editor checks the figure against the source and corrects it if it is wrong. The correction is dated on the page, so a reader can see when it changed.

A reader who has a question about data should write the same way. The editor can explain how a rate was read or which source was used, but cannot give advice. Questions about whether a treaty rate applies to a particular person are for a tax adviser or the broker, not for this desk. The desk publishes measurements, and the contact address is for keeping those measurements accurate.

A reader who has a question about data should write the same way. The editor can explain how a rate was read or which source was used, but cannot give advice. Questions about whether a treaty rate applies to a particular person are for a tax adviser or the broker, not for this desk. The desk publishes measurements, and the contact address is for keeping those measurements accurate.